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Home is where the heart is. Protect your property with the “Home Insurance Plan,” and guarantee a safe roof over your head. While life will always find a way to break your heart, we, hopefully, will always find a way to mend it.


Coverage:

The “Home Plan” is the insurance program which takes into consideration the specific needs of both homeowners and tenants, providing outstanding protection against material damage resulting from:

  • Fire.
  • Burglary (as a result of breaking and entering).
  • Lightning.
  • Explosion.
  • Aircraft or vehicle impact.
  • The coverage includes neighbor’s liability for homeowners and both landlord’s and neighbor’s liability for tenants.
  • The “Home Plan” covers properties up to:

$650,000 for homeowners

$150,000 for tenants.


Comparative Advantages:

  • The waiver of the premium for up to six months in case of death of the policy holder.
  • The automatic collection of monthly premiums from your account at LGB BANK at no extra cost.
  • Monthly premiums are as low as $3.20/month.


Optional Coverage:

  • Earthquake, storm and flood coverage.
  • Double limits for neighbors’ liability coverage.


Requirements:

  • Account holder at LGB BANK.
  • Fully constructed residential property only.



Illustrative Example
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