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The access and use of this Website www.lgbbank.com and its content is governed solely by the terms and conditions hereunder, as it is owned and operated by LGB BANK. 


By accessing and using any part of this Website, you agree having read, considered and understood these Terms and Conditions and will be bound by them.



Terminology

*The terms “user”, “you”, “your” and “yours” refer to any person accessing this website.

*The terms “we”, “us” and “our” and "LGB BANK" refer to Lebanon & Gulf Bank s.a.l.

*The term “The Bank”, "LGB BANK" refers to Lebanon & Gulf Bank s.a.l.


Usage Purpose

Public Areas

While using the public area of this website you are not required to disclose any personal information. We do not monitor or collect any individual information from you regarding your use of the website. We track the number of users who visit areas of this website, but this tracking will not spot you. We may also record the location of your computer on the Internet for systems administration and trouble shooting purposes as well as to report aggregate information.


Individual Participation and Subscription

Subscription to our website is optional. If you register to use the password protected sections of the website, you have to provide us with personal data which will remain confidential. The Bank views the collected customer information as valuable and confidential property to remain safely protected.


Cookies and Other Technologies 

A cookie is an element of data that a website can send to your browser, which may be stored on your hard drive. This anonymous information is used and analyzed only at an aggregate level to help us understand trends and patterns. None of this information is handled and examined at an individual level. We collect the personal data that you volunteer upon your registration, subscription, form filling or by email. The data will be exclusive of names,  address information and any other information that will enable anyone to contact you via telephone, e-mail or any other means. Most browsers are initially set to accept cookies. If you would prefer, you can set your browser to disable cookies or inform you when they are set. However, given that we may sometimes use cookies, you may not be able to take full advantage of our website if you disable them. We do not associate the information stored in a visitor's cookie with any other personal data about this same visitor. All our employees and processors who have access to personal data and are associated with the processing of that data are obliged to respect its confidentiality.  


No Offer or Advice

The website has been developed for informational and general illustrative purposes only. It is not guaranteed that the website is accurate, complete, or timely. The website does not constitute in any way an offer or solicitation or incentive to enter into any legally binding contract and does not form part of the terms and conditions governing such products and services.

The information provided by this website should not be taken as professional or expert advice or financial recommendation.


Internet Banking, Applications, and Requests

Internet Banking is a part of the website related to on-line transactions. It may be accessed only by The Bank’s customers who have agreed to the appropriate Internet Banking Service Agreement and to whom a personal access number and password have been given. The website also allows users to complete and submit applications for other products and services as well as to request specific types of information from The Bank.


Security & Privacy

We intend to protect the quality and integrity of your personal information.We comply by strict security standards and procedures with a view to preventing unauthorized access to your data by anyone, including our staff. The Bank has implemented technologies and security policies to protect the stored personal data of our users from unauthorized access, improper use, alteration, unlawful or accidental destruction and accidental loss. We will continue to enhance our security procedures, as new technology becomes available. The Bank’s employees and processors who have access to personal data are obliged to respect the privacy of our visitors and the confidentiality of their personal data.


Disclaimer 

The following clauses exclude our legal liability for the website.

Information contained on this website, is provided in good faith and The Bank has taken on good effort basis steps to ensure their correctness, currency and availability. The Bank does not make any representation or warranty of any kind, whether explicit or implicit, as to the reliability of the information contained on this website.

The information is believed to be correct and current at the date it was placed on this website. We do not hold any responsibility arising in any way (including negligence) for errors in, or omissions from, the information contained in this website. Moreover, The Bank is not under the obligation to update the information or other material or to reflect circumstances that may occur after the first date appearing on the website or the date contained in the information or other materials.

The use of the website is at the user's sole risk. We shall not be liable for any losses or damages or expenses whatsoever arising out of or referable to material and information on the website or accessed through it.

We do not guarantee that this website will be available and meet users’ requirements, nor that access will be uninterrupted, nor that there will be no delays, failures, errors or omissions or loss of transmitted information, nor that no viruses or other contaminating or destructive properties will be transmitted nor that no damage will occur to the user's computer system .

The user shall hold the sole responsibility for adequate protection and back up of data and/or equipment and to undertake reasonable and appropriate precautions to scan for computer viruses or other destructive properties.


Trademarks and Copyright

Unless otherwise indicated, copyright of all information and other materials on this website is owned by or licensed to The Bank. All rights are reserved. This website, entirely or partly, may not be reproduced, adapted, distributed, displayed, transmitted or otherwise exploited for any commercial purpose that is not explicitly permitted by The Bank. User may print, download or temporarily store extracts from our website for his/her personal information or when using products and services, without removing any copyright or other notices contained therein. Any ideas, concepts, comments, techniques or know-how contained in this website are the sole property of The Bank.

Nothing contained on this website should be construed as granting any license or right of use of any trademark displayed on the website without the expressed written consent of The Bank.


Job applicant

Job applicants making unsolicited applications or responding to job offers posted on LGB BANK website authorize The Bank to pass on their application and associated information to any relevant department within The Bank. If a person responds to a job listing contained on LGB BANK's website, this does not guarantee that The Bank will proceed with that candidate's contact, even if the candidate corresponds to the profile of the position being offered. LGB BANK will contact candidates whose inquiries have been accepted in order to arrange for their meeting with The Bank’s person in charge of his/her recruitment. A candidate will only be deemed entirely recruited once all of the recruitment procedures set out in LGB BANK internal recruitment policies have been undertaken. It is important to note that although LGB BANK's website is regularly updated, it is not possible to guarantee that each position appearing thereon is still available. No contractual relationship will be created between the applicant and LGB BANK as a result of the application submitted to the bank or, unless otherwise specifically indicated by LGB BANK, of any subsequent exchange of correspondence, whether by electronic or regular means, between the applicant and The Bank. If the applicant accepts a position offered by LGB BANK, the terms and conditions of employment will be contained exclusively in a contract of employment governed by the applicable law of the employer's country. LGB BANK excludes all liability for positions no longer being available or employment applications not being accepted.


Contact with LGB BANK. 

The person contacting The Bank through the website assumes full responsibility for any electronic address provided to LGB BANK to enable it to send its response or delivery confirmation. LGB BANK excludes all liability for the confidentiality of the address indicated in the website, in particular a professional electronic address, not being maintained, thereby enabling third parties to learn of LGB BANK’s response. Any non personal information that you transmit or communicate through the website, by electronic mail, facsimile or regular mail, may be used by LGB BANK or its affiliates for any purpose, whether commercial or not, and, in particular, be reproduced, disclosed or transmitted on any known or future medium.


Your Queries

If you have any queries regarding privacy issues, you can e-mail us or visit any of our branches for more information. To ensure that we carry out your instructions accurately while complying with the maximum security measures, and to help us improve our services, we may monitor and/or record your telephone call with us.


Users Liability

Any user violation of these terms and conditions or any applicable law is forbidden. The user is fully responsible for the access and use of the website by any other person on his behalf and using his/her computer. The user agrees to immediately notify The Bank, when needed, in case of any unauthorized use or any other breach of security.

The user agrees not to transfer any virus or any destructive program to this website.


Data Collection

The Bank may collect and store personal information obtained about users while using this website. The reason for this data collection is to serve the customers’ relationship management, fraud prevention and for marketing and statistical purposes. The Bank will not disclose any information unless obliged by any law or regulator.

The user must know that The Bank will not be liable for any violation of this website by any third party or of the information provided.


Termination

The Bank is entitled, at any time and without any prior notice, to terminate these Terms and Conditions. In case of termination, The Bank does not accept any liability.


Governing Law

These Terms and Conditions are governed by and constructed in accordance with the laws of Lebanon. Any dispute between The Bank and you or any other person arising from the access to or use of the website, or any related matters must be resolved by the Courts of Lebanon.

©2017 Lebanon & Gulf Bank s.a.l , All rights reserved | List of Banks No. 94 , R.C.B
Online banking services licensed by virtue of BDL letter number 11/138 dated March 30,2012.